Terms of Use
Last updated: June 2026
1. Acceptance of Terms
By accessing or using fincerty.com, you agree to these terms. If you do not agree, please do not use the service.
2. Description of Service
Fincerty provides exam-preparation materials including study guides, practice questions, and related learning tools for the finance papers listed on the site.
3. Independent Educational Resource
Fincerty is an independent educational platform. It is not an official site of, affiliated with, sponsored by, or endorsed by HKSI Institute, VTC, PEAK, SFC, Insurance Authority, HKIB, PWMA, Hong Kong Gold Exchange, or any other regulator, examination provider, employer, or institution referenced on the site.
4. Content Positioning
Free-practice content is introductory. Premium access, deeper practice banks, and automated checkout flows may evolve over time as the platform expands, but users should always verify current official exam requirements directly with the relevant provider.
5. Intellectual Property
Original site content, layouts, explanations, and materials are protected by applicable intellectual-property laws. You may not reproduce, resell, scrape, or redistribute substantial portions of the service without permission.
6. No Guarantee
Our materials are for educational preparation only. We do not guarantee that using the platform will result in passing any exam. Results depend on each candidate's preparation, experience, and judgment.
7. Limitation of Liability
To the maximum extent permitted by law, Fincerty will not be liable for indirect, incidental, or consequential damages arising from the use of the service.
8. Changes to These Terms
We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.
9. Contact
For questions about these terms, contact support@fincerty.com.